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Xcel Energy Employees

* Please note that Mainstreet Capital Management is not affiliated with Xcel Energy.

* For assistance with Employee Retirement Benefits, please contact the Xcel Energy HR Department directly at 1-800-689-7662.


Over the past few decades, we have had the privilege of assisting well over 100 Xcel Energy employees transition into a confident retirement.  Perhaps no other financial organization has more experience understanding the details of Xcel's employee benefit package than Mainstreet Capital Management.  We'll give you the wisdom you need to confidently make the right decisions for your retirement.

We can help you answer the following:

  • Which is the right pension option: lump sum or life income?
  • What impact will changes in the GATT and PPA rates have on my lump sum option?
  • What are my Health Insurance options and which is the best choice, both now and in the future?
  • How do I time my retirement to maximize the value of my PEP or Traditional benefit?
  • How do I choose the right investments in my 401k plan?
  • Can I access funds from my 401k without penalty prior to age 59 1/2?
  • When should I draw Social Security?
  • How can I plan so that my family will be provided for appropriately?
  • How do I replace my paycheck in retirement?

The staff at Mainstreet Capital Management has the experience and know-how to help you be uniquely prepared for your retirement. We will take the time to get to know you, not just as a client, but as a friend.  We welcome the opportunity to work with you.